How to Withdraw from Payoneer to Meezan Bank in Pakistan (2026)

Last Updated: January 14, 2026

TL;DR (Quick Summary)

This guide covers everything you need to know about how to withdraw from payoneer to meezan bank in pakistan (2026). Includes practical steps and tips for Pakistani freelancers.

How to Withdraw from Payoneer to Meezan Bank in Pakistan (2026)

Payment Methods Comparison for Pakistani Freelancers

MethodWithdrawal FeeTransfer TimePKR SupportRating
Payoneer1%1-2 daysYesBest Overall
Wise0.5-1%1-3 daysLimitedBest Rates
Bank Wire$25-503-5 daysYesLarge Amounts
Western Union$10-20MinutesCashUrgent Only
When I first began my freelancing journey back in 2017, I was excited yet apprehensive. I had just left a stable job in Lahore, where my monthly salary was around PKR 30,000. I was determined to earn more than that through platforms like Upwork and Fiverr. However, there was a big hurdle: receiving payments. I quickly learned that PayPal doesn’t work in Pakistan, leaving me with a pressing question: how do I transfer my earnings to a local bank that I can access? That’s when I discovered Payoneer, and my life changed for the better. If you’re a Freelancer in Pakistan looking to withdraw your hard-earned money from Payoneer to Meezan Bank, you’re in the right place.

Understanding Payoneer and Its Benefits

Payoneer has become a go-to payment solution for freelancers in Pakistan. Not only does it allow you to receive payments from various platforms like Upwork, Fiverr, and Freelancer, but it also offers seamless withdrawal options to local banks, including Meezan Bank. Why Payoneer? - **Global Reach**: Payoneer allows you to receive payments from clients around the world. - **Low Fees**: Compared to traditional banking methods, Payoneer offers competitive withdrawal fees. - **Bonus**: New users can get a $25 bonus when they receive their first payment of $1,000 or more. - **Accessibility**: You can easily withdraw funds in PKR to your Meezan Bank account.

How to Withdraw from Payoneer to Meezan Bank

Withdrawing your funds from Payoneer to Meezan Bank is a straightforward process. Here’s how to do it step by step:
  1. Log in to your Payoneer account. Open the Payoneer website or app and enter your credentials.
  2. Go to the “Withdraw” section. Click on the “Withdraw” tab and select “To Bank Account.”
  3. Select your bank. Choose Meezan Bank from the list of available banks. If you haven’t linked your bank account yet, you will need to do that first.
  4. Enter the amount. Specify how much you want to withdraw. Make sure to check the minimum withdrawal limit, which is typically around $50 (approximately PKR 14,000).
  5. Confirm the withdrawal. Review the details and confirm your withdrawal. Payoneer usually processes this within 2-3 business days.

Withdrawal Time and Charges

When I first started using Payoneer, I was pleasantly surprised at how quickly I could access my funds. Typically, the transfer from Payoneer to Meezan Bank takes about 2-3 business days. However, it’s essential to consider potential delays during holidays or weekends. Charges - Payoneer charges a fee based on the amount you withdraw. For instance, if you withdraw $100, you might incur a fee of around $3-$5. It’s crucial to check the latest fees on the Payoneer website, as they can vary. - Keep in mind that your bank may also have its own charges for international transactions, though Meezan Bank generally has competitive rates.

My Experience with Payoneer and Meezan Bank

I remember when I first made a withdrawal to Meezan Bank. I had earned about $400 from a project on Upwork. I felt a mix of excitement and anxiety as I initiated my first transfer. Within a couple of days, I received a notification that my funds were available. I rushed to my local Meezan branch in Lahore, and to my delight, I had PKR 112,000 waiting for me. That moment solidified my belief that freelancing could indeed provide me with greater financial freedom than my previous job. However, it wasn’t always smooth sailing. There were times when I faced delays, causing me to worry about my cash flow. I learned the importance of planning my finances and maintaining a buffer in my Payoneer account to avoid any potential hiccups.

What I Learned About Using Payoneer with Meezan Bank

From my journey, I’ve gathered a few crucial insights that could help you navigate the Payoneer to Meezan Bank withdrawal process more effectively:
  • Always check the fees: Before withdrawing, ensure you are aware of the costs involved. This will help you manage your finances better.
  • Link your bank account correctly: Ensure all your bank details are accurate in Payoneer. A simple typo can lead to delays.
  • Plan for delays: Always allow extra time for transfers, especially if you have bills or deadlines coming up.
  • Utilize Payoneer’s customer service: If you face issues, don’t hesitate to reach out to their support. They are generally quite responsive.

Practical Tips for Pakistani Freelancers

If you’re just starting out or looking to optimize your withdrawals, here are some practical tips: 1. **Keep Your Account Updated**: Make sure your Payoneer and Meezan Bank accounts are up to date to avoid any withdrawal issues. 2. **Use Payoneer for Multiple Platforms**: If you work on multiple platforms, link them all to your Payoneer account. This centralizes your earnings and makes withdrawals simpler. 3. **Stay Informed About Currency Fluctuations**: The exchange rate can impact how much you receive in PKR. Keep an eye on the US Dollar to PKR rates. 4. **Consider PSEB Registration**: If you haven’t already, consider registering with the Pakistan Software Export Board (PSEB). This can give you access to resources and support that can enhance your freelancing journey. 5. **Be Aware of FBR Regulations**: As a freelancer, you need to be mindful of tax regulations set by the Federal Board of Revenue (FBR). Keep track of your earnings and ensure compliance.

Conclusion

Navigating the world of freelancing payments can be daunting, especially in a country where options like PayPal are not available. However, with Payoneer and banks like Meezan, you can manage your earnings effectively and efficiently. I hope my experience and insights help you streamline your withdrawal process from Payoneer to Meezan Bank. The journey may have its challenges, but with the right tools and knowledge, you can achieve financial freedom and make freelancing a sustainable career. Remember, every withdrawal is a step closer to your goals—so keep pushing forward!

About the Author

Ahmed Hassan is a Freelancer & Remote Work Consultant from Pakistan with over 5 years of experience. He has earned more than $100,000 USD through platforms like Fiverr, Upwork, and direct clients. Ahmed is PSEB registered and helps Pakistani freelancers succeed in the global marketplace.

Frequently Asked Questions

Does Payoneer work in Pakistan?

Yes, Payoneer works perfectly in Pakistan. You can receive payments from Fiverr, Upwork, and other platforms to Payoneer and transfer to your Pakistani bank.

How do I transfer from Payoneer to Pakistani bank?

Log into Payoneer, select Withdraw > To Bank Account, choose your Pakistani bank, enter amount. Funds arrive in 2-5 business days.

What are Payoneer fees?

Payoneer charges about 2% for withdrawal to Pakistani banks. ATM withdrawal costs $3.15. Currency conversion has a 2% fee.

Best Way to Receive Dollars in Pakistan

PayPal doesn't work in Pakistan - Payoneer is the best alternative!

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