How to Withdraw from Payoneer to Allied Bank in Pakistan (2026)

Last Updated: January 14, 2026

TL;DR (Quick Summary)

This guide covers everything you need to know about how to withdraw from payoneer to allied bank in pakistan (2026). Includes practical steps and tips for Pakistani freelancers.

Why PayPal Isn't Available in Pakistan

Payment Methods Comparison for Pakistani Freelancers

MethodWithdrawal FeeTransfer TimePKR SupportRating
Payoneer1%1-2 daysYesBest Overall
Wise0.5-1%1-3 daysLimitedBest Rates
Bank Wire$25-503-5 daysYesLarge Amounts
Western Union$10-20MinutesCashUrgent Only
When I first started my freelancing journey back in 2018, I was eager to dive into platforms like Fiverr and Upwork. I had heard so many success stories about people making a living online. However, as I started setting things up, I realized that one of the most popular payment solutions, PayPal, was not available in Pakistan. This was a huge hurdle for many freelancers like myself. Why is PayPal not available in Pakistan? The primary reason is regulatory issues and concerns surrounding money laundering. The State Bank of Pakistan has strict regulations regarding foreign transactions, making it challenging for global services like PayPal to operate here. This situation has left many freelancers in Pakistan searching for alternatives, and that's where Payoneer comes in. Payoneer has emerged as the go-to payment solution for freelancers in Pakistan. With its seamless integration with platforms like Upwork, Fiverr, and Toptal, it allows us to receive payments easily and withdraw them to local banks, including Allied Bank.

Withdrawing from Payoneer to Allied Bank

Now that you know why PayPal isn't an option, let's discuss how to withdraw your hard-earned money from Payoneer to Allied Bank. Step 1: Set Up Your Payoneer Account If you haven't already, the first step is to set up your Payoneer account. It's a straightforward process: 1. Visit the Payoneer website. 2. Click on "Sign Up" and fill in your details. 3. Provide the necessary identification documents for verification. Payoneer usually takes 2-3 business days to verify your account. Once verified, you're ready to start receiving payments. Step 2: Link Your Payoneer Account to Allied Bank Linking your Payoneer account to Allied Bank is simple: 1. Log in to your Payoneer account. 2. Go to the 'Withdraw' section and select 'Bank Transfer'. 3. Choose Pakistan as your country and select Allied Bank from the list of banks. 4. Enter your Allied Bank account details. Once linked, you can withdraw funds directly to your Allied Bank account. Step 3: Withdraw Your Funds With your accounts linked, withdrawing funds is easy: 1. Go to the 'Withdraw' section in your Payoneer account. 2. Select the amount you want to withdraw. 3. Confirm the transaction. Withdrawal Time and Charges When it comes to withdrawal time, Payoneer typically processes transfers to Allied Bank within 2-5 business days. The charges for withdrawing funds can vary but usually range from $1 to $3 per transaction, which is a small price to pay compared to the convenience it offers.

My Experience with Payoneer and Allied Bank

When I first started using Payoneer, I had my reservations. I had heard mixed reviews, but I decided to give it a shot after my first client on Upwork paid me $500 for a project. The excitement of getting paid was overshadowed by the anxiety of how to access those funds. I remember sitting in my apartment in Lahore, nervously checking my Payoneer account every few hours to see if the money had been deposited. Once it was there, I followed the steps I outlined above and, to my relief, the funds reached my Allied Bank account within three business days. This experience was a turning point for me. I realized that with Payoneer, I could manage my freelance income effectively, and it opened doors for more opportunities. Since then, I've earned over $100,000 from various platforms, and Payoneer has been my reliable partner throughout this journey.

Practical Tips for Using Payoneer and Allied Bank

When it comes to using Payoneer and withdrawing to Allied Bank, here are some practical tips that I've learned over the years: 1. Keep Your Documents Ready - Ensure your identification documents are up to date for quicker verification. 2. Monitor Exchange Rates - Payoneer offers competitive exchange rates, but it’s wise to keep an eye on fluctuations. You might save a few extra PKR by withdrawing at the right time. 3. Use Payoneer for Multiple Platforms - Since it integrates with various freelancing platforms, use Payoneer for all your payments to keep things organized. 4. Be Aware of Fees - Understand the withdrawal charges and factor them into your project pricing. For example, if you’re earning $500, consider the $3 withdrawal fee when calculating your net earnings. 5. Stay Updated on Regulations - Regularly check updates from the State Bank of Pakistan regarding foreign transactions. Rules can change, and it's essential to stay informed.

Next Steps

If you haven't started using Payoneer yet, I highly recommend you do. Here’s how to get started: 1. **Sign Up for Payoneer:** Start by creating an account on their website. 2. **Link Your Bank Account:** Follow the steps to link your Allied Bank account. 3. **Start Freelancing:** Begin taking on projects from platforms like Upwork, Fiverr, or Freelancer. 4. **Withdraw Your Earnings:** Once you receive payments, withdraw them to your Allied Bank account. In conclusion, while the absence of PayPal in Pakistan has posed challenges for freelancers, Payoneer offers a robust alternative that has worked wonders for me. By leveraging this tool effectively, you can manage your earnings and enjoy the financial freedom that comes with freelancing. With dedication and the right payment solutions, you too can achieve your financial goals from the comfort of your home in Lahore, Karachi, or Islamabad. Happy freelancing!

About the Author

Ahmed Hassan is a Freelancer & Remote Work Consultant from Pakistan with over 5 years of experience. He has earned more than $100,000 USD through platforms like Fiverr, Upwork, and direct clients. Ahmed is PSEB registered and helps Pakistani freelancers succeed in the global marketplace.

Frequently Asked Questions

Does Payoneer work in Pakistan?

Yes, Payoneer works perfectly in Pakistan. You can receive payments from Fiverr, Upwork, and other platforms to Payoneer and transfer to your Pakistani bank.

How do I transfer from Payoneer to Pakistani bank?

Log into Payoneer, select Withdraw > To Bank Account, choose your Pakistani bank, enter amount. Funds arrive in 2-5 business days.

What are Payoneer fees?

Payoneer charges about 2% for withdrawal to Pakistani banks. ATM withdrawal costs $3.15. Currency conversion has a 2% fee.

Best Way to Receive Dollars in Pakistan

PayPal doesn't work in Pakistan - Payoneer is the best alternative!

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