Last Updated: January 14, 2026
TL;DR (Quick Summary)
This guide covers everything you need to know about how to withdraw money from toptal in pakistan. Includes practical steps and tips for Pakistani freelancers.
How to Withdraw Money from Toptal in Pakistan
Quick Platform Comparison for Pakistan
| Platform | Best For | Commission | Payment Methods | Min. Payout |
|---|---|---|---|---|
| Fiverr | Beginners | 20% | Payoneer, Bank | $10 |
| Upwork | Professionals | 10-20% | Payoneer, Wire | $100 |
| Freelancer | Variety | 10% | Payoneer | $30 |
| PeoplePerHour | UK Clients | 20% | Payoneer | $50 |
Understanding Toptal Payment Methods
Toptal is known for connecting freelancers with high-quality clients around the world. However, understanding how to get paid can be daunting for many Pakistanis. Here are the primary payment methods Toptal offers:- Bank Transfer: Direct transfers to your bank account.
- Payoneer: A reliable option that works seamlessly for Pakistani freelancers.
- Wire Transfer: Available for larger sums, though it may come with higher fees.
Why Payoneer is the Best Choice
As someone who has navigated the freelancing landscape for over five years, I can confidently say that Payoneer is the best payment solution for Pakistani freelancers. Here’s why: 1. **No PayPal Hassle:** Since PayPal does not operate in Pakistan, Payoneer is the go-to alternative. 2. **Easy Withdrawals:** You can withdraw your Payoneer earnings to local banks like HBL, MCB, UBL, or Meezan. 3. **$25 Bonus:** When you sign up through my referral link, you can earn a $25 bonus after your first withdrawal. When I first signed up for Payoneer, I was pleasantly surprised at how easy the process was. I completed my registration in less than an hour, and within a few days, I received my Payoneer card, which made accessing my funds a breeze.How to Withdraw Money from Toptal to Your Pakistani Bank
Now, let’s dive into the nitty-gritty of withdrawing money from Toptal. I’ll break it down into manageable steps.Step 1: Set Up Your Toptal Payment Method
- Log in to your Toptal account. - Go to the “Settings” section and find the “Payment Method” option. - Select “Add Payment Method.” - Choose Payoneer as your payment method. Once you select Payoneer, Toptal will guide you through the necessary steps to link your account. This process typically takes a few minutes and is quite straightforward.Step 2: Confirm Your Payoneer Account
Before you can receive payments, ensure your Payoneer account is fully verified: 1. **Provide Necessary Documents:** You’ll need to upload a government-issued ID and proof of address. 2. **Wait for Approval:** This can take anywhere from 1 to 3 business days. During my verification process, I faced a slight delay due to missing some documents. Make sure to double-check everything to avoid waiting longer.Step 3: Withdraw Funds from Toptal
With everything set up, it’s time to withdraw your money: - After completing a project on Toptal, your earnings will be available for withdrawal. - Go to the “Withdraw” section in your Toptal dashboard. - Choose Payoneer as your withdrawal method, enter the amount, and confirm. It typically takes about 2-5 business days for the funds to appear in your Payoneer account. Once they’re there, you can easily transfer them to your local bank.Step 4: Transfer Funds to Your Local Bank
Once your funds are in Payoneer, transferring them to your local bank is simple: 1. Log in to your Payoneer account. 2. Click on “Withdraw” and select “To Bank Account.” 3. Enter the amount you wish to withdraw and select your local bank (HBL, MCB, UBL, or Meezan). 4. Confirm the transaction. The withdrawal to your local bank usually takes 1-3 business days. I remember the first time I did this; I was a bit anxious, but everything worked smoothly, and the funds landed in my HBL account right on time.My Experience with Toptal and Payoneer
When I started freelancing, I was based in Lahore, and my first Toptal project was a web development task that paid $5,000. I had heard mixed reviews about Toptal, but I was determined to give it a go. The initial challenge was figuring out the payment system, especially since I was used to local projects that paid in PKR. After successfully linking my Payoneer account to Toptal, the withdrawals started to feel like clockwork. I remember one month when I earned around $10,000. The thrill of seeing that money in my Payoneer account was unmatched. I withdrew it to my MCB account without any issues, and the exchange rate at that time was approximately 160 PKR to 1 USD, which meant a whopping 1,600,000 PKR.What I Learned
Through my experience, I’ve learned several critical lessons that I want to share: 1. **Choose the Right Payment Method:** Payoneer is the best option for Pakistani freelancers. It’s straightforward and reliable. 2. **Be Patient with Withdrawals:** There might be delays, especially if you’re withdrawing for the first time. Don’t panic; it’s usually just a standard procedure. 3. **Keep Records:** Always keep track of your transactions for FBR tax considerations. Being PSEB registered can help you navigate these waters more smoothly.Practical Tips for Next Steps
- **Sign Up for Payoneer:** If you haven’t yet, get your Payoneer account set up. You can earn a $25 bonus for your first withdrawal. - **Stay Organized:** Keep all your documents in order to avoid any delays during the verification process. - **Network:** Join local freelancing communities, especially in cities like Karachi and Islamabad, to share experiences and tips. In conclusion, withdrawing money from Toptal in Pakistan is entirely feasible with Payoneer as your payment solution. It may take some time to get everything set up, but the rewards are worth it. Take that first step, and you’ll soon find yourself enjoying the financial freedom that freelancing can provide!Frequently Asked Questions
How much can I earn from freelancing in Pakistan?
Pakistani freelancers earn $500 to $5000+ monthly. Income depends on skills, experience, and hard work. Earnings start low but increase over time.
Why doesn't PayPal work in Pakistan?
PayPal hasn't officially launched services in Pakistan. Payoneer is the best alternative that works with all major platforms.
What do I need to start freelancing?
Computer/laptop, good internet, a marketable skill, Payoneer account, and Fiverr/Upwork profile. You can even start by learning free skills online.