Last Updated: January 14, 2026
Payoneer Support for Pakistan: A Freelancer's Guide
Quick Platform Comparison for Pakistan
| Platform | Best For | Commission | Payment Methods | Min. Payout |
|---|---|---|---|---|
| Fiverr | Beginners | 20% | Payoneer, Bank | $10 |
| Upwork | Professionals | 10-20% | Payoneer, Wire | $100 |
| Freelancer | Variety | 10% | Payoneer | $30 |
| PeoplePerHour | UK Clients | 20% | Payoneer | $50 |
As a Pakistani freelancer, navigating the world of international payments can be a daunting task. With limited options available, many freelancers find themselves struggling to receive payments from clients abroad. The absence of PayPal in Pakistan adds to the frustration, leaving many seeking reliable alternatives. This is where Payoneer comes into play, providing a robust solution to receive international payments seamlessly. In this article, we will explore how Payoneer supports Pakistani freelancers, practical steps to get started, and tips to make the most of this payment platform.
Why Payoneer is Essential for Pakistani Freelancers
Freelancers in Pakistan face unique challenges when it comes to receiving payments. Here are a few pain points:
- Lack of PayPal: PayPal is not operational in Pakistan, making it difficult to receive payments from international clients.
- Currency Conversion Issues: Converting foreign currencies can be expensive and time-consuming.
- Banking Limitations: Not all banks in Pakistan support international transactions effectively.
Payoneer steps in as a reliable alternative, allowing freelancers to receive payments from clients and marketplaces without hassle. With a global reach and strong support for Pakistani users, Payoneer has become a preferred choice for freelancers looking to simplify their payment processes.
How to Get Started with Payoneer
Step 1: Sign Up for Payoneer
To begin using Payoneer, you need to create an account. Follow these steps:
- Visit the Payoneer website.
- Click on the “Sign Up” button.
- Select the type of account you need (e.g., freelancer, business).
- Fill in your personal information, including your name, email address, and password.
- Provide your address and choose Pakistan as your country.
- Complete the application by providing relevant identification information.
- Submit your application and wait for approval (usually takes a few hours to a couple of days).
Step 2: Link Your Bank Account
Once your Payoneer account is approved, link it to your local bank account for easy withdrawals. Here’s how:
- Log into your Payoneer account.
- Navigate to the “Bank Account” section.
- Select “Add Bank Account.”
- Choose your bank from the list (common banks include HBL, MCB, UBL, Meezan Bank, and Allied Bank).
- Enter your bank account details, including your account number and branch code.
- Confirm the information and submit.
Receiving Payments Through Payoneer
With Payoneer, you can receive payments from various sources, including:
- Freelance Marketplaces: Platforms like Upwork and Fiverr support Payoneer for receiving payments.
- Direct Clients: Send payment requests directly to your clients via Payoneer.
- Global Payment Service: Receive payments in multiple currencies through Payoneer’s Global Payment Service.
One of the key advantages of Payoneer is the ability to hold multiple currencies in your account, reducing conversion costs when receiving payments in different currencies.
Withdrawing Funds from Payoneer
After receiving payments, you’ll want to withdraw your funds to your local bank account. Here’s how to do it:
- Log into your Payoneer account.
- Go to the “Withdraw” section.
- Select “To Bank Account.”
- Choose the bank account you linked earlier.
- Enter the amount you wish to withdraw.
- Confirm the transaction.
The funds should arrive in your bank account within 2-5 business days, depending on your bank.
Understanding Fees and Currency Conversion
Being aware of the fees associated with Payoneer is essential. Here are some key points:
- Receiving Payments: Payoneer typically charges a 1% fee for receiving payments from clients.
- Currency Conversion: If you withdraw funds in PKR, Payoneer will apply a conversion fee, so it’s Wise to check their rates.
- Withdrawals: Withdrawing funds to your local bank may also incur a fee, so review Payoneer’s fee structure on their website.
Tax Considerations for Freelancers in Pakistan
As a freelancer in Pakistan, it's crucial to understand your tax obligations. Here are some tips:
- FBR Registration: Register with the Federal Board of Revenue (FBR) to avail favorable tax treatment for freelancers.
- Tax Rates: Freelancers in Pakistan enjoy lower tax rates compared to traditional businesses.
- Documentation: Keep accurate records of your earnings and expenses to simplify tax filing.
Many freelancers find that investing time in understanding tax regulations can save them money and hassle in the long run.
Conclusion: Key Takeaways
Payoneer has emerged as a crucial tool for Pakistani freelancers looking to receive international payments. Its seamless integration with global marketplaces, ability to hold multiple currencies, and straightforward withdrawal process make it an excellent choice. By following the steps outlined in this guide, you can easily set up your Payoneer account and start receiving payments without the stress associated with other payment platforms.
Don't forget, when you sign up for Payoneer and receive your first $1000, you'll earn a $25 bonus! Sign up for Payoneer and start receiving international payments today!
Frequently Asked Questions
Does Payoneer work in Pakistan?
Yes, Payoneer works perfectly in Pakistan. You can receive payments from Fiverr, Upwork, and other platforms to Payoneer and transfer to your Pakistani bank.
How do I transfer from Payoneer to Pakistani bank?
Log into Payoneer, select Withdraw > To Bank Account, choose your Pakistani bank, enter amount. Funds arrive in 2-5 business days.
What are Payoneer fees?
Payoneer charges about 2% for withdrawal to Pakistani banks. ATM withdrawal costs $3.15. Currency conversion has a 2% fee.