Last Updated: January 14, 2026
How to Open a Payoneer Account in Pakistan
Payment Methods Comparison for Pakistani Freelancers
| Method | Withdrawal Fee | Transfer Time | PKR Support | Rating |
|---|---|---|---|---|
| Payoneer | 1% | 1-2 days | Yes | Best Overall |
| Wise | 0.5-1% | 1-3 days | Limited | Best Rates |
| Bank Wire | $25-50 | 3-5 days | Yes | Large Amounts |
| Western Union | $10-20 | Minutes | Cash | Urgent Only |
Are you a Pakistani Freelancer struggling to receive international payments? With PayPal not operational in Pakistan, many freelancers face hurdles in getting paid for their hard work. Fortunately, Payoneer emerges as a viable solution, allowing you to receive payments from clients worldwide with ease. In this guide, we’ll walk you through the steps to open a Payoneer account and start your freelancing journey without financial barriers.
Why Choose Payoneer?
Payoneer is a widely accepted payment platform that allows freelancers to receive payments from global clients. Here are some of the benefits specifically for Pakistani freelancers:
- Multiple Currency Accounts: Payoneer allows you to hold and manage funds in various currencies, making it easier to deal with international clients.
- Easy Withdrawals: You can withdraw your funds directly to your local Pakistani bank account like HBL, MCB, UBL, or Meezan Bank.
- Mobile Wallet Integration: Payoneer can be linked to JazzCash or Easypaisa, providing you with more options to access your money.
- Tax Benefits: As a registered freelancer with FBR, you can enjoy favorable tax treatment on your earnings.
Steps to Open a Payoneer Account in Pakistan
Opening a Payoneer account is a straightforward process. Here’s a step-by-step guide to help you get started:
Step 1: Sign Up
- Visit the Payoneer website.
- Click on the “Sign Up” button.
- Select “Register as a Freelancer” or “Business Account” depending on your needs.
Step 2: Fill Out Your Profile
Complete the registration form with accurate information:
- Your full name (as per your CNIC).
- Email address.
- Country of residence (Pakistan).
- Details regarding your business (freelancing details, services offered, etc.).
Step 3: Verification Process
Payoneer will require you to verify your identity. Here’s what you typically need:
- A scanned copy of your CNIC (Computerized National Identity Card).
- Proof of address (utility bill, bank statement, etc.).
Ensure that all documents are clear and legible to avoid any delays in the verification process.
Step 4: Bank Account Linking
Once your account is verified, you’ll need to link your local bank account for withdrawals:
- Log in to your Payoneer account.
- Go to the “Bank Account” section.
- Choose “Add Bank Account” and fill in your bank details.
Popular banks in Pakistan where you can link your Payoneer account include HBL, MCB, UBL, and Meezan Bank.
Step 5: Receive Payments
Once your account is set up, you can start receiving payments from international clients. Share your Payoneer account details with clients and request payments directly. With Payoneer, you can also request payments from marketplaces like Fiverr and Upwork, making it highly convenient for freelancers.
Important Tips for Pakistani Freelancers
- Account Verification: Ensure that all your documents are up to date and correctly filled out to avoid delays.
- Currency Fluctuation: Be aware of the current exchange rates; approximately $1 equals 280 PKR. Consider timing your withdrawals for the best rates.
- Tax Responsibilities: Register with FBR to ensure you are compliant with local tax laws. Freelancers often face favorable tax treatments.
- Customer Support: If you face any issues, Payoneer provides excellent customer support that can help resolve your concerns.
Conclusion
Opening a Payoneer account in Pakistan can significantly enhance your freelancing experience by providing a reliable way to receive payments from international clients. Follow the steps outlined above to set up your account and start your freelancing journey without the hassle of PayPal. Plus, when you sign up for Payoneer and receive your first $1,000, you’ll get a $25 bonus!
Don’t wait any longer! Sign up for Payoneer and start receiving international payments today!
Frequently Asked Questions
Does Payoneer work in Pakistan?
Yes, Payoneer works perfectly in Pakistan. You can receive payments from Fiverr, Upwork, and other platforms to Payoneer and transfer to your Pakistani bank.
How do I transfer from Payoneer to Pakistani bank?
Log into Payoneer, select Withdraw > To Bank Account, choose your Pakistani bank, enter amount. Funds arrive in 2-5 business days.
What are Payoneer fees?
Payoneer charges about 2% for withdrawal to Pakistani banks. ATM withdrawal costs $3.15. Currency conversion has a 2% fee.