Last Updated: January 14, 2026
Payoneer Account Limited in Pakistan: How to Fix It
Payment Methods Comparison for Pakistani Freelancers
| Method | Withdrawal Fee | Transfer Time | PKR Support | Rating |
|---|---|---|---|---|
| Payoneer | 1% | 1-2 days | Yes | Best Overall |
| Wise | 0.5-1% | 1-3 days | Limited | Best Rates |
| Bank Wire | $25-50 | 3-5 days | Yes | Large Amounts |
| Western Union | $10-20 | Minutes | Cash | Urgent Only |
As a Pakistani Freelancer, you may have faced the frustration of having your Payoneer account limited. This issue can hinder your ability to receive payments from international clients, especially since PayPal does not operate in Pakistan. If you’re looking for a solution to restore your Payoneer account and continue earning, this guide will provide actionable steps tailored to the Pakistani freelancing ecosystem.
Understanding the Payoneer Account Limitation
Account limitations on Payoneer can occur for several reasons, including:
- Verification Issues: Incomplete personal information or documents.
- Suspicious Activity: Unusual transactions or login attempts.
- Compliance Checks: Regulatory requirements that need to be met.
These limitations can be particularly challenging for freelancers in Pakistan, where access to reliable international payment systems is crucial for ongoing projects. However, with the right steps, you can resolve these issues effectively.
Step-by-Step Guide to Fix Your Payoneer Account Limitations
Step 1: Understand the Reason for Limitation
Log in to your Payoneer account and navigate to the notifications or messages section. Here, Payoneer typically provides details about why your account has been limited. Understanding the specific reason will help you know what actions to take next.
Step 2: Gather Necessary Documentation
To lift the limitation, you may need to submit various documents, such as:
- National ID card or passport
- Proof of address (utility bill or bank statement)
- Business documents (if applicable)
Ensure all documents are clear and match the information on your Payoneer account. This is crucial for a smooth verification process.
Step 3: Submit Your Documents
Once you have collected the necessary documents, you can submit them through your Payoneer account dashboard. Navigate to the support section and follow the prompts for submitting verification documents. Be sure to explain any discrepancies or issues in your submission to avoid further delays.
Step 4: Contact Payoneer Customer Support
If your account remains limited after submitting the required documents, consider reaching out to Payoneer customer support directly. You can do this via:
- Live chat on their website
- Email support
- Social media channels
When contacting support, provide as much detail as possible, including your account number and the reason for the limitation. Be patient, as response times can vary.
Practical Tips for Pakistani Freelancers Using Payoneer
Here are some additional tips to help you navigate Payoneer effectively:
1. Keep Your Information Updated
Always ensure that your personal and banking information is up to date in your Payoneer account to avoid any compliance issues. This includes your name, address, and business information if applicable.
2. Use Local Banks for Withdrawals
When withdrawing your funds from Payoneer, opt for local banks that support international transfers, such as:
- HBL
- MCB
- UBL
- Meezan Bank
- Allied Bank
Linking your Payoneer account with these banks can help you transfer funds to your local currency (PKR) efficiently.
3. Leverage Mobile Wallets
Consider using mobile wallets like JazzCash or Easypaisa, which can be linked to your Payoneer account. This provides an additional layer of convenience when managing your funds in Pakistan.
4. Stay Tax Compliant
Freelancers in Pakistan are subject to tax regulations. Registering with the FBR (Federal Board of Revenue) can help you enjoy favorable tax treatment. It’s essential to keep track of your earnings and declare them accurately to avoid any legal complications.
Why Choose Payoneer?
Payoneer is an excellent choice for freelancers in Pakistan for several reasons:
- It allows you to receive payments from various international platforms.
- Payoneer provides a prepaid Mastercard, which can be used for online and offline transactions.
- The service offers competitive exchange rates and low fees, making it economical for freelancers.
If you haven’t signed up for Payoneer yet, now is the perfect time! Sign up for Payoneer and start receiving international payments today! Plus, you can earn a $25 bonus when you receive your first $1000!
Click here to get started with Payoneer!
Conclusion: Key Takeaways
Having your Payoneer account limited can be a hassle, but with the right approach, you can resolve the issue effectively. Remember to:
- Understand the reason for the limitation.
- Gather and submit the necessary documentation.
- Contact customer support if needed.
- Keep your information updated and stay compliant with tax regulations.
By following these steps, you can navigate the Payoneer account limitations and continue your freelancing journey successfully. Remember, PayPal is not an option in Pakistan, so having a reliable service like Payoneer is essential for your freelance career.
Frequently Asked Questions
Does Payoneer work in Pakistan?
Yes, Payoneer works perfectly in Pakistan. You can receive payments from Fiverr, Upwork, and other platforms to Payoneer and transfer to your Pakistani bank.
How do I transfer from Payoneer to Pakistani bank?
Log into Payoneer, select Withdraw > To Bank Account, choose your Pakistani bank, enter amount. Funds arrive in 2-5 business days.
What are Payoneer fees?
Payoneer charges about 2% for withdrawal to Pakistani banks. ATM withdrawal costs $3.15. Currency conversion has a 2% fee.